Financial Planning

Financial Planning

What is Financial Planning? Financial planning is an all-inclusive evaluation of an individual’s present income and future financial state by factoring what is known to foresee future income, asset values, and withdrawal plans.

Whether you are employed or running a business, it is a wise step to manage your income and secure future for you, your family, and/or your business.

If you are unsure as to how to make investments for financial security and success, contact us for a free consultation.

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Based on your income, assets, property value, and other liabilities, our financial planner will suggest some investment options that could work for you:

Exercise the power of budgeting and take your finances to the next level. By developing a clear understanding of where your money is coming and going, you can build the knowledge.
Debt Consolidation & Management
Sometimes, life throws us curve ball and puts us in a position where we are not able to bounce back at our finances. At Hummingbird Financial, we are the experts at managing your financial debt. Managing comes easy when you have a dedicated team to guide you through the process.
Education Planning
We help to secure a bright future for your children through a fund called a Registered Educational Savings Plan (RESP) and develop a financial strategy that works for you and your family. We will teach you how to combat the rising costs of education by taking advantage of the government benefits to boost your child's benefit. By thinking ahead, your children will stay ahead
Estate Planning
Estate planning is the legal process of structuring an individual's estate (current and future assets) during and after life. The goal is to create control the disposition of assets after an individual's death, minimize taxes imposed by the federal government. By consulting with a professional financial planner, you can find the best strategy to execute the transfer of wealth to maximize the outcome received by loved ones.
With options to choose, we are sure there is a way to boost your financial outcome with ease. We provide expert advice, understanding of your priorities and concern for your future goals. There is no need to hesitate when you have us working with you.
Life Insurance
Commonly an intimidating conversation to have with loved ones, life insurance plays a vital role in bringing you and your family peace of mind for your everyday living. Life insurance is financial protection for your family when you are no longer able to protect them.
Retirement Planning
Prepare for retirement with a Registered Retirement Savings Plan (RRSP)! By having an RRSP, your total income will be reduced, and any income earned with the account is tax free. Income may include interest, dividends, capital gains, foreign exchange gains, and mortality credits). The tax payable will be reduced in which the contributions were claimed. This means more money for you as you sit on the beach, patio, or park and enjoy your life after retirement.

Are you ready to take your business to the next level?